curl --request POST \
  --url https://api.qbank.cl/platform/v1/payins/{payinID}/refunds \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amount": "150.00",
  "kind": "refund",
  "reason": "customer request",
  "idempotency_key": "refund-order-8842"
}
'

import requests

url = "https://api.qbank.cl/platform/v1/payins/{payinID}/refunds"

payload = {
    "amount": "150.00",
    "kind": "refund",
    "reason": "customer request",
    "idempotency_key": "refund-order-8842"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    amount: '150.00',
    kind: 'refund',
    reason: 'customer request',
    idempotency_key: 'refund-order-8842'
  })
};

fetch('https://api.qbank.cl/platform/v1/payins/{payinID}/refunds', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.qbank.cl/platform/v1/payins/{payinID}/refunds",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'amount' => '150.00',
    'kind' => 'refund',
    'reason' => 'customer request',
    'idempotency_key' => 'refund-order-8842'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.qbank.cl/platform/v1/payins/{payinID}/refunds"

	payload := strings.NewReader("{\n  \"amount\": \"150.00\",\n  \"kind\": \"refund\",\n  \"reason\": \"customer request\",\n  \"idempotency_key\": \"refund-order-8842\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/v1/payins/{payinID}/refunds")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"amount\": \"150.00\",\n  \"kind\": \"refund\",\n  \"reason\": \"customer request\",\n  \"idempotency_key\": \"refund-order-8842\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.qbank.cl/platform/v1/payins/{payinID}/refunds")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amount\": \"150.00\",\n  \"kind\": \"refund\",\n  \"reason\": \"customer request\",\n  \"idempotency_key\": \"refund-order-8842\"\n}"

response = http.request(request)
puts response.read_body

{
  "refund_id": "6f1a2b3c-4d5e-4f6a-8b9c-0d1e2f3a4b5c",
  "payin_id": "d0135ed5-8e9c-4f8b-a522-8ec100470426",
  "account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
  "kind": "refund",
  "status": "completed",
  "currency": "USD",
  "local_amount": "150.00",
  "usdt_debited": "150.000000",
  "requested_by": "account",
  "idempotency_key": "refund-order-8842",
  "reason": "customer request",
  "idempotency_hit": true,
  "receipt_url": "https://api.qbank.cl/platform/v1/payin-refunds/6f1a2b3c-4d5e-4f6a-8b9c-0d1e2f3a4b5c/receipt",
  "created_at": "2026-07-25T13:10:00Z",
  "updated_at": "2026-07-25T13:10:03Z"
}

{
  "refund_id": "6f1a2b3c-4d5e-4f6a-8b9c-0d1e2f3a4b5c",
  "payin_id": "d0135ed5-8e9c-4f8b-a522-8ec100470426",
  "account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
  "kind": "refund",
  "status": "completed",
  "currency": "USD",
  "local_amount": "150.00",
  "usdt_debited": "150.000000",
  "requested_by": "account",
  "idempotency_key": "refund-order-8842",
  "reason": "customer request",
  "receipt_url": "https://api.qbank.cl/platform/v1/payin-refunds/6f1a2b3c-4d5e-4f6a-8b9c-0d1e2f3a4b5c/receipt",
  "created_at": "2026-07-25T13:10:00Z",
  "updated_at": "2026-07-25T13:10:03Z"
}

{
  "refund_id": "6f1a2b3c-4d5e-4f6a-8b9c-0d1e2f3a4b5c",
  "payin_id": "d0135ed5-8e9c-4f8b-a522-8ec100470426",
  "account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
  "kind": "refund",
  "status": "pending",
  "currency": "USD",
  "local_amount": "150.00",
  "usdt_debited": "150.000000",
  "requested_by": "account",
  "idempotency_key": "refund-order-8842",
  "reconciliation_required": true,
  "receipt_url": "https://api.qbank.cl/platform/v1/payin-refunds/6f1a2b3c-4d5e-4f6a-8b9c-0d1e2f3a4b5c/receipt",
  "created_at": "2026-07-25T13:10:00Z",
  "updated_at": "2026-07-25T13:10:00Z"
}

{
  "error": "idempotency_key_required",
  "message": "idempotency_key is required"
}

{
  "error": "unauthorized",
  "message": "invalid or missing credentials"
}

{
  "error": "insufficient_funds",
  "message": "the account balance is not enough to fund this refund; top up and retry with the same idempotency_key"
}

{
  "error": "forbidden",
  "message": "credentials required"
}

{
  "error": "not_found",
  "message": "resource not found"
}

{
  "error": "idempotency_conflict",
  "message": "another refund with this key is in flight"
}

{
  "error": "refund_exceeds_payin",
  "message": "the requested amount exceeds what is left to refund on this payin"
}