curl --request POST \
  --url https://api.qbank.cl/platform/v1/auth/register/2fa/sms/begin \
  --header 'Content-Type: application/json' \
  --data '
{
  "pending_token": "eyJ...",
  "phone": "+56912345678"
}
'

import requests

url = "https://api.qbank.cl/platform/v1/auth/register/2fa/sms/begin"

payload = {
    "pending_token": "eyJ...",
    "phone": "+56912345678"
}
headers = {"Content-Type": "application/json"}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {'Content-Type': 'application/json'},
  body: JSON.stringify({pending_token: 'eyJ...', phone: '+56912345678'})
};

fetch('https://api.qbank.cl/platform/v1/auth/register/2fa/sms/begin', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.qbank.cl/platform/v1/auth/register/2fa/sms/begin",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'pending_token' => 'eyJ...',
    'phone' => '+56912345678'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.qbank.cl/platform/v1/auth/register/2fa/sms/begin"

	payload := strings.NewReader("{\n  \"pending_token\": \"eyJ...\",\n  \"phone\": \"+56912345678\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/v1/auth/register/2fa/sms/begin")
  .header("Content-Type", "application/json")
  .body("{\n  \"pending_token\": \"eyJ...\",\n  \"phone\": \"+56912345678\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.qbank.cl/platform/v1/auth/register/2fa/sms/begin")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Content-Type"] = 'application/json'
request.body = "{\n  \"pending_token\": \"eyJ...\",\n  \"phone\": \"+56912345678\"\n}"

response = http.request(request)
puts response.read_body

{
  "phone_masked": "*******5678",
  "steps": [
    "1. We sent a code by SMS to *******5678.",
    "2. Enter the code within 10 minutes to verify your number."
  ],
  "note": "enter the SMS code with POST /v1/auth/register/2fa/sms/confirm"
}

{
  "access_token": "eyJ...",
  "expires_at": "2026-10-22T19:00:00Z",
  "refresh_token": "rt_...",
  "refresh_expires_at": "2026-11-20T19:00:00Z",
  "account": {
    "id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d"
  }
}