{
  "card_id": "3c2b1a09-8d7e-6f5a-4b3c-2d1e0f9a8b7c",
  "account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
  "physical": false,
  "cardholder_kind": "account",
  "cardholder_name": "Client X SpA",
  "status": "active",
  "spending_asset": "USDT",
  "limits": {
    "monthly": "5000.000000"
  },
  "created_at": "2026-07-08T12:00:00Z",
  "updated_at": "2026-07-08T12:00:00Z",
  "creation_fee": "3.000000"
}

{
  "error": "idempotency_key_required",
  "message": "provide idempotency_key (body or Idempotency-Key header)"
}

{
  "error": "unauthorized",
  "message": "invalid or missing credentials"
}

{
  "error": "insufficient_funds",
  "message": "account balance is not enough for this operation"
}

{
  "error": "account_required",
  "message": "this endpoint requires an account credential"
}

{
  "error": "card_limit_reached",
  "message": "person accounts can hold at most 1 virtual card (cancel the existing one first)"
}

{
  "error": "verification_required",
  "message": "an approved identity verification of the third party is required: pass verification_id"
}