curl --request POST \
  --url https://api.qbank.cl/platform/v1/kyb/links \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "external_customer_id": "cust_456",
  "country": "cl",
  "label": "Comercial Andina SpA",
  "expires_in_days": 14,
  "idempotency_key": "kyb-link-cust-456-1"
}
'

import requests

url = "https://api.qbank.cl/platform/v1/kyb/links"

payload = {
    "external_customer_id": "cust_456",
    "country": "cl",
    "label": "Comercial Andina SpA",
    "expires_in_days": 14,
    "idempotency_key": "kyb-link-cust-456-1"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    external_customer_id: 'cust_456',
    country: 'cl',
    label: 'Comercial Andina SpA',
    expires_in_days: 14,
    idempotency_key: 'kyb-link-cust-456-1'
  })
};

fetch('https://api.qbank.cl/platform/v1/kyb/links', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.qbank.cl/platform/v1/kyb/links",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'external_customer_id' => 'cust_456',
    'country' => 'cl',
    'label' => 'Comercial Andina SpA',
    'expires_in_days' => 14,
    'idempotency_key' => 'kyb-link-cust-456-1'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.qbank.cl/platform/v1/kyb/links"

	payload := strings.NewReader("{\n  \"external_customer_id\": \"cust_456\",\n  \"country\": \"cl\",\n  \"label\": \"Comercial Andina SpA\",\n  \"expires_in_days\": 14,\n  \"idempotency_key\": \"kyb-link-cust-456-1\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/v1/kyb/links")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"external_customer_id\": \"cust_456\",\n  \"country\": \"cl\",\n  \"label\": \"Comercial Andina SpA\",\n  \"expires_in_days\": 14,\n  \"idempotency_key\": \"kyb-link-cust-456-1\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.qbank.cl/platform/v1/kyb/links")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"external_customer_id\": \"cust_456\",\n  \"country\": \"cl\",\n  \"label\": \"Comercial Andina SpA\",\n  \"expires_in_days\": 14,\n  \"idempotency_key\": \"kyb-link-cust-456-1\"\n}"

response = http.request(request)
puts response.read_body

{
  "link_id": "d4e5f6a7-b8c9-4d0e-1f2a-3b4c5d6e7f80",
  "kind": "kyb",
  "external_customer_id": "cust_456",
  "url": "https://verify.example.com/on/cl/business/new?invite=ghi789",
  "status": "pending",
  "country": "cl",
  "label": "Comercial Andina SpA",
  "expires_at": 1721209600,
  "verification_fee": "2.000000",
  "idempotency_key": "kyb-link-cust-456-1",
  "created_at": "2026-07-10T12:00:00Z",
  "updated_at": "2026-07-10T12:00:00Z"
}

{
  "error": "idempotency_key_required",
  "message": "provide idempotency_key (body or Idempotency-Key header)"
}

{
  "error": "unauthorized",
  "message": "invalid or missing credentials"
}

{
  "error": "insufficient_funds",
  "message": "account balance is not enough for this operation"
}

{
  "error": "company_account_required",
  "message": "third-party KYC/KYB verification is available to company accounts only"
}