curl --request POST \
--url https://api.qbank.cl/platform/v1/banking/company-wallets \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"idempotency_key": "company-wallet-eur-001",
"trading_website": "https://example.com",
"business_activity": "International software services",
"is_micro_enterprise": false,
"incorporation_country": "CL",
"incorporation_date": "2020-04-15",
"expected_turnover": "250000.00",
"ubo_0_document_issued_country": "CL",
"ubo_0_document_expiration_date": "2035-04-15",
"ubo_0_pep": "false",
"ubo_0_usa_tax_residency": "false"
}
'import requests
url = "https://api.qbank.cl/platform/v1/banking/company-wallets"
payload = {
"idempotency_key": "company-wallet-eur-001",
"trading_website": "https://example.com",
"business_activity": "International software services",
"is_micro_enterprise": False,
"incorporation_country": "CL",
"incorporation_date": "2020-04-15",
"expected_turnover": "250000.00",
"ubo_0_document_issued_country": "CL",
"ubo_0_document_expiration_date": "2035-04-15",
"ubo_0_pep": "false",
"ubo_0_usa_tax_residency": "false"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
idempotency_key: 'company-wallet-eur-001',
trading_website: 'https://example.com',
business_activity: 'International software services',
is_micro_enterprise: false,
incorporation_country: 'CL',
incorporation_date: '2020-04-15',
expected_turnover: '250000.00',
ubo_0_document_issued_country: 'CL',
ubo_0_document_expiration_date: '2035-04-15',
ubo_0_pep: 'false',
ubo_0_usa_tax_residency: 'false'
})
};
fetch('https://api.qbank.cl/platform/v1/banking/company-wallets', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.qbank.cl/platform/v1/banking/company-wallets",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'idempotency_key' => 'company-wallet-eur-001',
'trading_website' => 'https://example.com',
'business_activity' => 'International software services',
'is_micro_enterprise' => false,
'incorporation_country' => 'CL',
'incorporation_date' => '2020-04-15',
'expected_turnover' => '250000.00',
'ubo_0_document_issued_country' => 'CL',
'ubo_0_document_expiration_date' => '2035-04-15',
'ubo_0_pep' => 'false',
'ubo_0_usa_tax_residency' => 'false'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.qbank.cl/platform/v1/banking/company-wallets"
payload := strings.NewReader("{\n \"idempotency_key\": \"company-wallet-eur-001\",\n \"trading_website\": \"https://example.com\",\n \"business_activity\": \"International software services\",\n \"is_micro_enterprise\": false,\n \"incorporation_country\": \"CL\",\n \"incorporation_date\": \"2020-04-15\",\n \"expected_turnover\": \"250000.00\",\n \"ubo_0_document_issued_country\": \"CL\",\n \"ubo_0_document_expiration_date\": \"2035-04-15\",\n \"ubo_0_pep\": \"false\",\n \"ubo_0_usa_tax_residency\": \"false\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/v1/banking/company-wallets")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"idempotency_key\": \"company-wallet-eur-001\",\n \"trading_website\": \"https://example.com\",\n \"business_activity\": \"International software services\",\n \"is_micro_enterprise\": false,\n \"incorporation_country\": \"CL\",\n \"incorporation_date\": \"2020-04-15\",\n \"expected_turnover\": \"250000.00\",\n \"ubo_0_document_issued_country\": \"CL\",\n \"ubo_0_document_expiration_date\": \"2035-04-15\",\n \"ubo_0_pep\": \"false\",\n \"ubo_0_usa_tax_residency\": \"false\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.qbank.cl/platform/v1/banking/company-wallets")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"idempotency_key\": \"company-wallet-eur-001\",\n \"trading_website\": \"https://example.com\",\n \"business_activity\": \"International software services\",\n \"is_micro_enterprise\": false,\n \"incorporation_country\": \"CL\",\n \"incorporation_date\": \"2020-04-15\",\n \"expected_turnover\": \"250000.00\",\n \"ubo_0_document_issued_country\": \"CL\",\n \"ubo_0_document_expiration_date\": \"2035-04-15\",\n \"ubo_0_pep\": \"false\",\n \"ubo_0_usa_tax_residency\": \"false\"\n}"
response = http.request(request)
puts response.read_body{
"company_wallet": {
"id": "7d2c1a8e-4d3e-4f7f-9a1c-000000000001",
"account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
"currency": "EUR",
"status": "pending"
},
"idempotency_hit": true
}{
"company_wallet": {
"id": "7d2c1a8e-4d3e-4f7f-9a1c-000000000001",
"account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
"currency": "EUR",
"status": "pending",
"order_reference": "wallet-order-001",
"upload_link": "https://provider-uploads.example.invalid/verify/7d2c1a8e.zip",
"created_at": "2026-09-17T15:00:00Z",
"updated_at": "2026-09-17T15:00:00Z"
}
}{
"error": "idempotency_key_required",
"message": "provide idempotency_key"
}{
"error": "registrant_incomplete",
"message": "missing holder fields"
}{
"error": "wallet_reservation_failed",
"message": "provider accepted without orderReference"
}{
"error": "banking_recovery_pending",
"message": "reconcile the durable request"
}为已验证企业账户预留并读取专用 EUR 钱包。
Requires the Banking product, a verified company account and an idempotency key. Optional registrant overrides complete the approved KYB profile, including one document pair per UBO (ubo_document_issued_country, ubo_document_expiration_date, zero-based UBO index, camelCase aliases accepted): the corporate rail requires a full document per UBO. Values already present in the KYB profile are autofilled — overrides are only needed for what the profile lacks, and explicit overrides always win. Missing holder paths return 422 registrant_incomplete. The accepted reservation carries upload_link: a pre-signed upload URL where the verification document zip must be PUT (provider requirement).
curl --request POST \
--url https://api.qbank.cl/platform/v1/banking/company-wallets \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"idempotency_key": "company-wallet-eur-001",
"trading_website": "https://example.com",
"business_activity": "International software services",
"is_micro_enterprise": false,
"incorporation_country": "CL",
"incorporation_date": "2020-04-15",
"expected_turnover": "250000.00",
"ubo_0_document_issued_country": "CL",
"ubo_0_document_expiration_date": "2035-04-15",
"ubo_0_pep": "false",
"ubo_0_usa_tax_residency": "false"
}
'import requests
url = "https://api.qbank.cl/platform/v1/banking/company-wallets"
payload = {
"idempotency_key": "company-wallet-eur-001",
"trading_website": "https://example.com",
"business_activity": "International software services",
"is_micro_enterprise": False,
"incorporation_country": "CL",
"incorporation_date": "2020-04-15",
"expected_turnover": "250000.00",
"ubo_0_document_issued_country": "CL",
"ubo_0_document_expiration_date": "2035-04-15",
"ubo_0_pep": "false",
"ubo_0_usa_tax_residency": "false"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
idempotency_key: 'company-wallet-eur-001',
trading_website: 'https://example.com',
business_activity: 'International software services',
is_micro_enterprise: false,
incorporation_country: 'CL',
incorporation_date: '2020-04-15',
expected_turnover: '250000.00',
ubo_0_document_issued_country: 'CL',
ubo_0_document_expiration_date: '2035-04-15',
ubo_0_pep: 'false',
ubo_0_usa_tax_residency: 'false'
})
};
fetch('https://api.qbank.cl/platform/v1/banking/company-wallets', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.qbank.cl/platform/v1/banking/company-wallets",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'idempotency_key' => 'company-wallet-eur-001',
'trading_website' => 'https://example.com',
'business_activity' => 'International software services',
'is_micro_enterprise' => false,
'incorporation_country' => 'CL',
'incorporation_date' => '2020-04-15',
'expected_turnover' => '250000.00',
'ubo_0_document_issued_country' => 'CL',
'ubo_0_document_expiration_date' => '2035-04-15',
'ubo_0_pep' => 'false',
'ubo_0_usa_tax_residency' => 'false'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.qbank.cl/platform/v1/banking/company-wallets"
payload := strings.NewReader("{\n \"idempotency_key\": \"company-wallet-eur-001\",\n \"trading_website\": \"https://example.com\",\n \"business_activity\": \"International software services\",\n \"is_micro_enterprise\": false,\n \"incorporation_country\": \"CL\",\n \"incorporation_date\": \"2020-04-15\",\n \"expected_turnover\": \"250000.00\",\n \"ubo_0_document_issued_country\": \"CL\",\n \"ubo_0_document_expiration_date\": \"2035-04-15\",\n \"ubo_0_pep\": \"false\",\n \"ubo_0_usa_tax_residency\": \"false\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/v1/banking/company-wallets")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"idempotency_key\": \"company-wallet-eur-001\",\n \"trading_website\": \"https://example.com\",\n \"business_activity\": \"International software services\",\n \"is_micro_enterprise\": false,\n \"incorporation_country\": \"CL\",\n \"incorporation_date\": \"2020-04-15\",\n \"expected_turnover\": \"250000.00\",\n \"ubo_0_document_issued_country\": \"CL\",\n \"ubo_0_document_expiration_date\": \"2035-04-15\",\n \"ubo_0_pep\": \"false\",\n \"ubo_0_usa_tax_residency\": \"false\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.qbank.cl/platform/v1/banking/company-wallets")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"idempotency_key\": \"company-wallet-eur-001\",\n \"trading_website\": \"https://example.com\",\n \"business_activity\": \"International software services\",\n \"is_micro_enterprise\": false,\n \"incorporation_country\": \"CL\",\n \"incorporation_date\": \"2020-04-15\",\n \"expected_turnover\": \"250000.00\",\n \"ubo_0_document_issued_country\": \"CL\",\n \"ubo_0_document_expiration_date\": \"2035-04-15\",\n \"ubo_0_pep\": \"false\",\n \"ubo_0_usa_tax_residency\": \"false\"\n}"
response = http.request(request)
puts response.read_body{
"company_wallet": {
"id": "7d2c1a8e-4d3e-4f7f-9a1c-000000000001",
"account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
"currency": "EUR",
"status": "pending"
},
"idempotency_hit": true
}{
"company_wallet": {
"id": "7d2c1a8e-4d3e-4f7f-9a1c-000000000001",
"account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
"currency": "EUR",
"status": "pending",
"order_reference": "wallet-order-001",
"upload_link": "https://provider-uploads.example.invalid/verify/7d2c1a8e.zip",
"created_at": "2026-09-17T15:00:00Z",
"updated_at": "2026-09-17T15:00:00Z"
}
}{
"error": "idempotency_key_required",
"message": "provide idempotency_key"
}{
"error": "registrant_incomplete",
"message": "missing holder fields"
}{
"error": "wallet_reservation_failed",
"message": "provider accepted without orderReference"
}{
"error": "banking_recovery_pending",
"message": "reconcile the durable request"
}授权
会话 JWT(来自注册/登录)或 API key(pk_...)。
也接受 X-API-Key: <token> 作为替代请求头。
请求头
请求体
公司税号更正(美国:9 位 EIN;智利:带校验位的有效 RUT)
KYC 邮编国家格式有误时的更正(空 = 使用 profile 值)
UBO 0 证件签发国家 ISO alpha-2,按 UBO 索引重复
UBO 0 证件到期日,晚于一个月,按 UBO 索引重复
UBO 0 是否为政治公众人物,"true" 或 "false",按 UBO 索引重复
UBO 0 是否为美国税务居民,"true" 或 "false",按 UBO 索引重复
UBO 0 名字更正(覆盖 KYB 值),按 UBO 索引重复
UBO 0 姓氏更正(覆盖 KYB 值),按 UBO 索引重复
UBO 0 出生日期更正(覆盖 KYB 值),年龄须为 16–85 岁,按 UBO 索引重复
响应
Idempotent replay of the original reservation.