curl --request POST \
  --url https://api.qbank.cl/platform/v1/payins/collect \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "method": "c2p",
  "amount": "1200.00",
  "description": "订单 5512",
  "payer_document": "V12345678",
  "payer_phone": "04141234567",
  "payer_bank": "0102",
  "otp": "12345678",
  "idempotency_key": "collect-2026-07-07-a"
}
'

import requests

url = "https://api.qbank.cl/platform/v1/payins/collect"

payload = {
    "method": "c2p",
    "amount": "1200.00",
    "description": "订单 5512",
    "payer_document": "V12345678",
    "payer_phone": "04141234567",
    "payer_bank": "0102",
    "otp": "12345678",
    "idempotency_key": "collect-2026-07-07-a"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    method: 'c2p',
    amount: '1200.00',
    description: '订单 5512',
    payer_document: 'V12345678',
    payer_phone: '04141234567',
    payer_bank: '0102',
    otp: '12345678',
    idempotency_key: 'collect-2026-07-07-a'
  })
};

fetch('https://api.qbank.cl/platform/v1/payins/collect', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.qbank.cl/platform/v1/payins/collect",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'method' => 'c2p',
    'amount' => '1200.00',
    'description' => '订单 5512',
    'payer_document' => 'V12345678',
    'payer_phone' => '04141234567',
    'payer_bank' => '0102',
    'otp' => '12345678',
    'idempotency_key' => 'collect-2026-07-07-a'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.qbank.cl/platform/v1/payins/collect"

	payload := strings.NewReader("{\n  \"method\": \"c2p\",\n  \"amount\": \"1200.00\",\n  \"description\": \"订单 5512\",\n  \"payer_document\": \"V12345678\",\n  \"payer_phone\": \"04141234567\",\n  \"payer_bank\": \"0102\",\n  \"otp\": \"12345678\",\n  \"idempotency_key\": \"collect-2026-07-07-a\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/v1/payins/collect")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"method\": \"c2p\",\n  \"amount\": \"1200.00\",\n  \"description\": \"订单 5512\",\n  \"payer_document\": \"V12345678\",\n  \"payer_phone\": \"04141234567\",\n  \"payer_bank\": \"0102\",\n  \"otp\": \"12345678\",\n  \"idempotency_key\": \"collect-2026-07-07-a\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.qbank.cl/platform/v1/payins/collect")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"method\": \"c2p\",\n  \"amount\": \"1200.00\",\n  \"description\": \"订单 5512\",\n  \"payer_document\": \"V12345678\",\n  \"payer_phone\": \"04141234567\",\n  \"payer_bank\": \"0102\",\n  \"otp\": \"12345678\",\n  \"idempotency_key\": \"collect-2026-07-07-a\"\n}"

response = http.request(request)
puts response.read_body

{
  "payin_id": "7b3c9e2f-1a2b-3c4d-5e6f-7a8b9c0d1e2f",
  "account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
  "kind": "collect",
  "country": "VE",
  "currency": "VES",
  "method": "c2p",
  "local_amount": "1200.00",
  "status": "credited",
  "reference": "REF-102030",
  "fx_rate": "36.50",
  "usdt_gross": "32.876712",
  "fee": "0.300000",
  "usdt_credited": "32.576712",
  "paid": true,
  "provider_reference": "PRV-889911",
  "status_code": "00",
  "status_message": "approved",
  "created_at": "2026-07-07T12:00:00Z",
  "updated_at": "2026-07-07T12:00:02Z"
}

{
  "error": "invalid_request",
  "message": "method is required (e.g. c2p, debito_inmediato)"
}

{
  "error": "unauthorized",
  "message": "invalid or missing credentials"
}

{
  "error": "account_blocked",
  "message": "account is not active"
}

{
  "error": "core_unavailable",
  "message": "could not execute the collection"
}