{
  "monitoring_id": "7c9e2f14-5b6a-4c8d-9e1f-3a7b5c2d8e91",
  "subject_id": "8f5fb0d2-1d45-4a0e-9d5c-2d39f2b7a112",
  "doc_id": "12.345.678-5",
  "country": "CL",
  "subject_type": "person",
  "triggers": [
    "score_drop_below",
    "new_records"
  ],
  "score": 487,
  "previous_score": 512,
  "band": "D",
  "record_count": 3,
  "new_records": [
    {
      "source": "res_chile",
      "record_type": "debt_collection",
      "reported_at": "2026-08-05T00:00:00Z",
      "amount": "450000",
      "currency": "CLP",
      "status": "open"
    }
  ],
  "detected_at": "2026-08-08T18:41:12Z"
}