curl --request POST \
  --url https://api.qbank.cl/platform/v1/pos/merchants \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "verification_id": "9e2f41d0-6b3e-4b57-9d5c-2f2f0a97c001",
  "name": "La Terraza Restaurant",
  "external_ref": "resto-001",
  "fee_percent": "1",
  "fee_fixed": "0"
}
'

import requests

url = "https://api.qbank.cl/platform/v1/pos/merchants"

payload = {
    "verification_id": "9e2f41d0-6b3e-4b57-9d5c-2f2f0a97c001",
    "name": "La Terraza Restaurant",
    "external_ref": "resto-001",
    "fee_percent": "1",
    "fee_fixed": "0"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    verification_id: '9e2f41d0-6b3e-4b57-9d5c-2f2f0a97c001',
    name: 'La Terraza Restaurant',
    external_ref: 'resto-001',
    fee_percent: '1',
    fee_fixed: '0'
  })
};

fetch('https://api.qbank.cl/platform/v1/pos/merchants', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.qbank.cl/platform/v1/pos/merchants",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'verification_id' => '9e2f41d0-6b3e-4b57-9d5c-2f2f0a97c001',
    'name' => 'La Terraza Restaurant',
    'external_ref' => 'resto-001',
    'fee_percent' => '1',
    'fee_fixed' => '0'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.qbank.cl/platform/v1/pos/merchants"

	payload := strings.NewReader("{\n  \"verification_id\": \"9e2f41d0-6b3e-4b57-9d5c-2f2f0a97c001\",\n  \"name\": \"La Terraza Restaurant\",\n  \"external_ref\": \"resto-001\",\n  \"fee_percent\": \"1\",\n  \"fee_fixed\": \"0\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/v1/pos/merchants")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"verification_id\": \"9e2f41d0-6b3e-4b57-9d5c-2f2f0a97c001\",\n  \"name\": \"La Terraza Restaurant\",\n  \"external_ref\": \"resto-001\",\n  \"fee_percent\": \"1\",\n  \"fee_fixed\": \"0\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.qbank.cl/platform/v1/pos/merchants")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"verification_id\": \"9e2f41d0-6b3e-4b57-9d5c-2f2f0a97c001\",\n  \"name\": \"La Terraza Restaurant\",\n  \"external_ref\": \"resto-001\",\n  \"fee_percent\": \"1\",\n  \"fee_fixed\": \"0\"\n}"

response = http.request(request)
puts response.read_body

{
  "merchant_id": "d2875683-fc80-4c7b-876a-fb585d7c6982",
  "account_id": "5138e8dd-64bd-43ef-aafe-8d9ef23bec9e",
  "name": "La Terraza Restaurant",
  "verification_id": "9e2f41d0-6b3e-4b57-9d5c-2f2f0a97c001",
  "external_ref": "resto-001",
  "fee_percent": "1",
  "fee_fixed": "0",
  "status": "active",
  "created_at": "2026-07-17T19:40:00Z",
  "updated_at": "2026-07-17T19:40:00Z"
}

{
  "error": "unauthorized",
  "message": "invalid or missing credentials"
}

{
  "error": "verification_required",
  "message": "an approved identity verification of the third party is required"
}