Execute a pull collection with the payer's data (public)

Runs the pull charge of a materialized collect option (c2p / debito_inmediato) with the data the payer typed on the checkout page — bank, document, phone or account, and the OTP (generated in the payer’s banking app for C2P, or requested via POST /pay/{token}/collect/otp for immediate debit, sending back its otp_reference). The amount is ALWAYS the one frozen at materialization — the payer never sends it. If the rail confirms synchronously the link is settled in the same call (paid: true); a rejection does NOT kill the link — the payer can fix the data or pick another method. Retrying with the same data never charges twice. Strictly rate limited per IP.