{
  "idempotency_hit": true,
  "virtual_iban": {
    "id": "2f8c1d4e-1111-4b22-8a33-000000000001",
    "purpose": "funding_usdt",
    "currency": "EUR",
    "iban": "DE890000000000000000",
    "iban_country": "DE",
    "status": "active"
  }
}

{
  "virtual_iban": {
    "id": "2f8c1d4e-1111-4b22-8a33-000000000001",
    "owner_account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
    "manager_account_id": "",
    "purpose": "funding_usdt",
    "currency": "EUR",
    "iban": "",
    "iban_country": "",
    "status": "pending_approval",
    "client_order": "platform:virtual-iban:org:account:funding_usdt:viban-funding-2026-001",
    "order_reference": "",
    "created_at": "2026-09-10T12:00:00Z",
    "updated_at": "2026-09-10T12:00:00Z"
  },
  "status": "pending_approval"
}

{
  "error": "registrant_incomplete",
  "message": "missing registrant fields: individual.document.issuedCountryCode, individual.document.expirationDate"
}