{
  "event_type": "payin_refunded",
  "refund_id": "6f1a2b3c-4d5e-4f6a-8b9c-0d1e2f3a4b5c",
  "payin_id": "d0135ed5-8e9c-4f8b-a522-8ec100470426",
  "account_id": "9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d",
  "kind": "refund",
  "status": "completed",
  "currency": "USD",
  "local_amount": "150.00",
  "usdt_debited": "150.000000",
  "balance_after": "850.000000",
  "requested_by": "account",
  "idempotency_key": "refund-order-8842",
  "receipt_url": "https://api.qbank.cl/platform/v1/payin-refunds/6f1a2b3c-4d5e-4f6a-8b9c-0d1e2f3a4b5c/receipt",
  "created_at": "2026-07-25T13:10:00Z",
  "updated_at": "2026-07-25T13:10:03Z"
}