Solicitar la clave OTP de un cobro pull (público)
curl --request POST \
--url https://api.qbank.cl/platform/pay/{token}/collect/otp \
--header 'Content-Type: application/json' \
--data '
{
"country": "VE",
"currency": "VES",
"method": "debito_inmediato",
"payer_document": "V12345678",
"payer_bank": "0102",
"payer_account": "01020123456789012345"
}
'import requests
url = "https://api.qbank.cl/platform/pay/{token}/collect/otp"
payload = {
"country": "VE",
"currency": "VES",
"method": "debito_inmediato",
"payer_document": "V12345678",
"payer_bank": "0102",
"payer_account": "01020123456789012345"
}
headers = {"Content-Type": "application/json"}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'Content-Type': 'application/json'},
body: JSON.stringify({
country: 'VE',
currency: 'VES',
method: 'debito_inmediato',
payer_document: 'V12345678',
payer_bank: '0102',
payer_account: '01020123456789012345'
})
};
fetch('https://api.qbank.cl/platform/pay/{token}/collect/otp', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.qbank.cl/platform/pay/{token}/collect/otp",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'country' => 'VE',
'currency' => 'VES',
'method' => 'debito_inmediato',
'payer_document' => 'V12345678',
'payer_bank' => '0102',
'payer_account' => '01020123456789012345'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.qbank.cl/platform/pay/{token}/collect/otp"
payload := strings.NewReader("{\n \"country\": \"VE\",\n \"currency\": \"VES\",\n \"method\": \"debito_inmediato\",\n \"payer_document\": \"V12345678\",\n \"payer_bank\": \"0102\",\n \"payer_account\": \"01020123456789012345\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/pay/{token}/collect/otp")
.header("Content-Type", "application/json")
.body("{\n \"country\": \"VE\",\n \"currency\": \"VES\",\n \"method\": \"debito_inmediato\",\n \"payer_document\": \"V12345678\",\n \"payer_bank\": \"0102\",\n \"payer_account\": \"01020123456789012345\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.qbank.cl/platform/pay/{token}/collect/otp")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Content-Type"] = 'application/json'
request.body = "{\n \"country\": \"VE\",\n \"currency\": \"VES\",\n \"method\": \"debito_inmediato\",\n \"payer_document\": \"V12345678\",\n \"payer_bank\": \"0102\",\n \"payer_account\": \"01020123456789012345\"\n}"
response = http.request(request)
puts response.read_body{
"otp_reference": "783412",
"status": "sent"
}
Solicitar la clave OTP de un cobro pull (público)
Para métodos pull cuyo rail envía al pagador una clave de un solo uso a demanda (requires_otp_request: true en la materialización, ej. débito inmediato de Venezuela). Dispara el envío del OTP al pagador y devuelve el otp_reference que debe acompañar el POST /pay/{token}/collect final. La opción pull debe materializarse primero; el monto SIEMPRE es el congelado ahí. Rate limit estricto por IP (cada llamada es un SMS/push real al pagador).
POST
/
pay
/
{token}
/
collect
/
otp
Solicitar la clave OTP de un cobro pull (público)
curl --request POST \
--url https://api.qbank.cl/platform/pay/{token}/collect/otp \
--header 'Content-Type: application/json' \
--data '
{
"country": "VE",
"currency": "VES",
"method": "debito_inmediato",
"payer_document": "V12345678",
"payer_bank": "0102",
"payer_account": "01020123456789012345"
}
'import requests
url = "https://api.qbank.cl/platform/pay/{token}/collect/otp"
payload = {
"country": "VE",
"currency": "VES",
"method": "debito_inmediato",
"payer_document": "V12345678",
"payer_bank": "0102",
"payer_account": "01020123456789012345"
}
headers = {"Content-Type": "application/json"}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {'Content-Type': 'application/json'},
body: JSON.stringify({
country: 'VE',
currency: 'VES',
method: 'debito_inmediato',
payer_document: 'V12345678',
payer_bank: '0102',
payer_account: '01020123456789012345'
})
};
fetch('https://api.qbank.cl/platform/pay/{token}/collect/otp', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.qbank.cl/platform/pay/{token}/collect/otp",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'country' => 'VE',
'currency' => 'VES',
'method' => 'debito_inmediato',
'payer_document' => 'V12345678',
'payer_bank' => '0102',
'payer_account' => '01020123456789012345'
]),
CURLOPT_HTTPHEADER => [
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api.qbank.cl/platform/pay/{token}/collect/otp"
payload := strings.NewReader("{\n \"country\": \"VE\",\n \"currency\": \"VES\",\n \"method\": \"debito_inmediato\",\n \"payer_document\": \"V12345678\",\n \"payer_bank\": \"0102\",\n \"payer_account\": \"01020123456789012345\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api.qbank.cl/platform/pay/{token}/collect/otp")
.header("Content-Type", "application/json")
.body("{\n \"country\": \"VE\",\n \"currency\": \"VES\",\n \"method\": \"debito_inmediato\",\n \"payer_document\": \"V12345678\",\n \"payer_bank\": \"0102\",\n \"payer_account\": \"01020123456789012345\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.qbank.cl/platform/pay/{token}/collect/otp")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Content-Type"] = 'application/json'
request.body = "{\n \"country\": \"VE\",\n \"currency\": \"VES\",\n \"method\": \"debito_inmediato\",\n \"payer_document\": \"V12345678\",\n \"payer_bank\": \"0102\",\n \"payer_account\": \"01020123456789012345\"\n}"
response = http.request(request)
puts response.read_body{
"otp_reference": "783412",
"status": "sent"
}
Parámetros de ruta
Token opaco del checkout embebido en el checkout_url.
Respuesta
OTP enviado al pagador.
Última modificación el 18 de julio de 2026
Materializar una opción de pago del checkout (público)Ejecutar un cobro pull con los datos del pagador (público)
⌘I