法币 payout 结算

curl -X POST https://api.qbank.cl/platform/v1/payouts \
  -H "Authorization: Bearer <token>" \
  -H "Content-Type: application/json" \
  -H "Idempotency-Key: payout-bob-001" \
  -d '{
    "country": "BO",
    "currency": "BOB",
    "method": "bank_transfer",
    "local_amount": "100.00",
    "settlement_asset": "BOB",
    "beneficiary": {
      "name": "Ana Pérez",
      "country_code": "BO",
      "bank_code": "0016",
      "account_number": "1234567890",
      "account_type": "checking"
    },
    "idempotency_key": "payout-bob-001"
  }'

{
  "payout_id": "7b2e…",
  "country": "BO",
  "currency": "BOB",
  "local_amount": "100.00",
  "settlement_asset": "BOB",
  "settlement_amount": "100.01",
  "settlement_rate": "1",
  "settlement_spread": "0",
  "platform_settlement_spread": "0",
  "status": "processing",
  "funds_debited": true
}

{
  "settlement": {
    "default_asset": "USD",
    "assets": [
      {
        "asset": "BOB",
        "available": true,
        "settlement_rate": "1",
        "same_currency_only": true
      }
    ]
  }
}

{
  "error": "pricing_unavailable",
  "message": "fiat settlement is only available in the payout currency"
}