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Every account has a set of enabled services according to its commercial agreement with CBPay. Before showing a product in your UI (or trying to use it), query the effective map:

Service catalog

What happens when a service is off

The product’s actions respond 403 service_disabled:
Important rules:
  • Reads are never blocked: you can always list and query your historical operations, balances and movements.
  • In-flight money finishes its cycle: a processing payout completes (or refunds) even if the service is disabled afterwards.
  • With cards off, card purchases stop authorizing instantly and no monthly fees are generated.
  1. Query GET /v1/services when your app loads (and cache for a few minutes).
  2. Show only the products set to true.
  3. Still handle 403 service_disabled on any action: configuration can change between your cache and the operation.
Services are enabled by your organization according to the commercial agreement. If you need a product activated (for example banking or cards), contact your CBPay administrator — the change is immediate, no redeploy needed.
Last modified on July 11, 2026