> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cbpayapp.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Send crypto from the wallet

> Sends crypto **from the wallet itself** (real source address, signed by the custodian). `idempotency_key` is required. Gas is on the client: if the wallet lacks native gas the send is rejected with `422 insufficient_gas` before any charge. May bill the `wallet_send` fee (from the account ledger settlement balance, never the wallet's on-chain funds; refunded if the core rejects). Requires a verified account and OTP. On an ambiguous failure the send stays `pending` — retry with the same key, never re-sent.



## OpenAPI

````yaml /openapi.yaml post /v1/segregated-wallets/{walletID}/sends
openapi: 3.1.0
info:
  title: CBPay API
  version: '1.89'
  description: |
    CBPay is a multi-currency payment platform: fiat payouts and collections
    across Latin America, internal transfers, on-chain funding and
    withdrawals, and KYC screening. Every account holds four independent
    virtual balances — USDT (the operating currency), USDC, BTC and GOLD
    (grams of fine gold) — that never mix or convert automatically.
    Payouts and service fees can be paid from any of the four balances:
    set a default with `PUT /v1/settlement` or override per payout with
    `settlement_asset`.

    All amounts are decimal strings in each currency's precision (6 decimals
    for USDT/USDC/GOLD, 8 for BTC). Errors always return
    `{"error": "<code>", "message": "<detail>"}`.
servers:
  - url: https://api.qbank.cl/platform
    description: Live (production, real money)
  - url: https://cryptobank.qbank.cl/platform
    description: Test (sandbox, simulated money — pk_test_ keys)
security:
  - bearerAuth: []
tags:
  - name: Receipts
    description: >-
      Branded PDF receipt per operation, with a public signed-QR authenticity
      check, receipt_url on every response/webhook and automatic email delivery
      on final states.
  - name: Authentication
    description: Register and log in account members. Sessions last 24 hours.
  - name: Account
    description: Profile, members and API keys of the calling account.
  - name: Balances
    description: Balances, movement history and FX rates.
  - name: Payouts
    description: >-
      Fiat dispersals debited from the settlement balance of your choice (USDT
      by default).
  - name: Payins
    description: Fiat top-ups credited to the USDT balance.
  - name: Transfers
  - name: Contacts
  - name: Swaps
    description: >-
      Free internal transfers between CBPay accounts (person or company, any
      combination).
  - name: Crypto
    description: On-chain funding and withdrawals (TRON, Ethereum and Bitcoin).
  - name: Segregated wallets
    description: >-
      On-chain wallets with their own balance (companies unlimited; persons 1
      per network+asset pair) — create, import, send, export the private key and
      auto-forward. The balance lives on-chain, never in the ledger.
  - name: QR Crypto POS
    description: >-
      Amount-bearing crypto QR charges for processors with physical POS
      terminals (company accounts): verified merchants, exclusive address + QR
      per charge, early payment detection, per-merchant reconciliation and
      refunds over the crypto withdrawal rail.
  - name: KYC / KYB
  - name: AML screening
    description: >-
      Identity verification: KYC for persons, KYB for companies, with AML
      screening, rescreening and continuous monitoring.
  - name: Wallet screening
    description: >-
      AML risk assessment of blockchain addresses (sanctions, illicit-fund
      exposure) with a per-scan fee, plus free automatic protection on
      withdrawals and deposits.
  - name: Analytics
  - name: Webhooks
    description: Subscriptions to receive signed event notifications.
  - name: Status
    description: Service availability.
  - name: Banking
    description: >-
      Real bank accounts: receive, hold and send money over international
      banking rails.
  - name: Cards
    description: >-
      Virtual and physical cards that spend Just-In-Time from the account's USDT
      balance, with per-card spending limits.
  - name: Security (OTP)
    description: >-
      One-time verification codes over SMS/WhatsApp/email protecting sensitive
      actions, plus self-service 2FA preferences. Applies to user sessions only
      — API keys are exempt.
  - name: Passkeys
    description: >-
      Passwordless sign-in with the device's biometrics (Face ID, Touch ID,
      Windows Hello, security keys) via WebAuthn, authenticator apps (TOTP) with
      backup codes, and session/device management.
  - name: Social login
    description: >-
      Passwordless sign up and sign in with Google, Apple, Microsoft and
      Facebook via token exchange. The front end obtains the provider
      credential; the API verifies it and issues the CBPay session.
paths:
  /v1/segregated-wallets/{walletID}/sends:
    post:
      tags:
        - Segregated wallets
      summary: Send crypto from the wallet
      description: >-
        Sends crypto **from the wallet itself** (real source address, signed by
        the custodian). `idempotency_key` is required. Gas is on the client: if
        the wallet lacks native gas the send is rejected with `422
        insufficient_gas` before any charge. May bill the `wallet_send` fee
        (from the account ledger settlement balance, never the wallet's on-chain
        funds; refunded if the core rejects). Requires a verified account and
        OTP. On an ambiguous failure the send stays `pending` — retry with the
        same key, never re-sent.
      operationId: createSegregatedWalletSend
      parameters:
        - name: walletID
          in: path
          required: true
          schema:
            type: string
        - name: X-OTP-Token
          in: header
          schema:
            type: string
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
                - to_address
                - idempotency_key
              properties:
                asset:
                  type: string
                  enum:
                    - usdt
                    - usdc
                    - eth
                to_address:
                  type: string
                amount:
                  type: string
                  description: Decimal amount in the asset unit (use this or amount_raw).
                amount_raw:
                  type: string
                  description: Amount in minimal on-chain units.
                idempotency_key:
                  type: string
            examples:
              by_amount:
                summary: By decimal amount
                value:
                  asset: usdt
                  to_address: TXYZdestination00000000000000000000
                  amount: '25.50'
                  idempotency_key: send-2026-07-11-a
              by_raw:
                summary: By minimal units
                value:
                  asset: usdt
                  to_address: TXYZdestination00000000000000000000
                  amount_raw: '25500000'
                  idempotency_key: send-2026-07-11-b
      responses:
        '200':
          description: Idempotent replay of a previous send.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/SegregatedWalletSend'
              example:
                send_id: 9c8b7a6d-5e4f-3a2b-1c0d-9e8f7a6b5c4d
                status: processing
                idempotency_key: send-2026-07-11-a
                idempotency_hit: true
        '202':
          description: Send broadcast (asynchronous; final state via webhook).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/SegregatedWalletSend'
              example:
                send_id: 9c8b7a6d-5e4f-3a2b-1c0d-9e8f7a6b5c4d
                wallet_id: b7e3a1c2-9f4d-4a8b-8c1e-2d3f4a5b6c7d
                chain: tron
                asset: USDT
                to_address: TXYZdestination00000000000000000000
                amount_raw: '25500000'
                fee: '0.000000'
                fee_asset: USDT
                status: processing
                tx_id: >-
                  b1946ac92492d2347c6235b4d2611184e0f0f8c9d3a1e2b3c4d5e6f708192a3b
                idempotency_key: send-2026-07-11-a
                created_at: '2026-07-11T12:05:00Z'
        '422':
          description: Not enough gas in the wallet, or the core rejected the send.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              example:
                error: insufficient_gas
                message: >-
                  the wallet does not hold enough TRX to pay the network fee
                  (minimum 5.000000 TRX); fund the wallet address with TRX and
                  retry
components:
  schemas:
    SegregatedWalletSend:
      type: object
      properties:
        send_id:
          type: string
          format: uuid
        wallet_id:
          type: string
          format: uuid
        account_id:
          type: string
          format: uuid
        chain:
          type: string
          enum:
            - tron
            - eth
            - btc
        asset:
          type: string
          example: USDT
        to_address:
          type: string
        amount_raw:
          type: string
          description: Amount in minimal on-chain units.
        fee:
          type: string
          description: Service fee charged from the ledger settlement balance.
        fee_asset:
          type: string
          example: USDT
        status:
          type: string
          enum:
            - pending
            - processing
            - completed
            - failed
        status_code:
          type: string
        status_message:
          type: string
        tx_id:
          type: string
        idempotency_key:
          type: string
        created_at:
          type: string
          format: date-time
        updated_at:
          type: string
          format: date-time
    Error:
      type: object
      properties:
        error:
          type: string
          description: Machine-readable error code (snake_case).
          example: insufficient_funds
        message:
          type: string
          description: Human-readable explanation.
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: |
        Session JWT (from register/login) or API key (`pk_...`).
        `X-API-Key: <token>` is accepted as an alternative header.

````