> ## Documentation Index > Fetch the complete documentation index at: https://docs.cbpayapp.com/llms.txt > Use this file to discover all available pages before exploring further. # Confirm a QR payout (Bolivia, Brazil) > Step 2 of the QR payout (Bolivia and Brazil/PIX), charged exactly like a regular payout: the local amount converts at **your account's rate** and `usdt_amount + fixed fee` is debited. The result is **synchronous** — the response carries the final state (`completed`, or `failed` with an automatic refund). Requires an idempotency key like every money-moving operation. In Bolivia the scanned reference is single-use (one QR = one payment); in Brazil a **static PIX QR is reusable by design** — pay it again with a different key, and a failed attempt never burns the QR. `amount` is always required; in Brazil, if the PIX QR carries a fixed amount it must match exactly — a mismatch answers `422` with the payout in `status: failed` and the refund already applied (open-amount QRs pay whatever you send). ## OpenAPI ````yaml /openapi.yaml post /v1/payouts/qr/confirm openapi: 3.1.0 info: title: CBPay API version: '1.89' description: | CBPay is a multi-currency payment platform: fiat payouts and collections across Latin America, internal transfers, on-chain funding and withdrawals, and KYC screening. Every account holds four independent virtual balances — USDT (the operating currency), USDC, BTC and GOLD (grams of fine gold) — that never mix or convert automatically. Payouts and service fees can be paid from any of the four balances: set a default with `PUT /v1/settlement` or override per payout with `settlement_asset`. All amounts are decimal strings in each currency's precision (6 decimals for USDT/USDC/GOLD, 8 for BTC). Errors always return `{"error": "", "message": ""}`. servers: - url: https://api.qbank.cl/platform description: Live (production, real money) - url: https://cryptobank.qbank.cl/platform description: Test (sandbox, simulated money — pk_test_ keys) security: - bearerAuth: [] tags: - name: Receipts description: >- Branded PDF receipt per operation, with a public signed-QR authenticity check, receipt_url on every response/webhook and automatic email delivery on final states. - name: Authentication description: Register and log in account members. Sessions last 24 hours. - name: Account description: Profile, members and API keys of the calling account. - name: Balances description: Balances, movement history and FX rates. - name: Payouts description: >- Fiat dispersals debited from the settlement balance of your choice (USDT by default). - name: Payins description: Fiat top-ups credited to the USDT balance. - name: Transfers - name: Contacts - name: Swaps description: >- Free internal transfers between CBPay accounts (person or company, any combination). - name: Crypto description: On-chain funding and withdrawals (TRON, Ethereum and Bitcoin). - name: Segregated wallets description: >- On-chain wallets with their own balance (companies unlimited; persons 1 per network+asset pair) — create, import, send, export the private key and auto-forward. The balance lives on-chain, never in the ledger. - name: QR Crypto POS description: >- Amount-bearing crypto QR charges for processors with physical POS terminals (company accounts): verified merchants, exclusive address + QR per charge, early payment detection, per-merchant reconciliation and refunds over the crypto withdrawal rail. - name: KYC / KYB - name: AML screening description: >- Identity verification: KYC for persons, KYB for companies, with AML screening, rescreening and continuous monitoring. - name: Wallet screening description: >- AML risk assessment of blockchain addresses (sanctions, illicit-fund exposure) with a per-scan fee, plus free automatic protection on withdrawals and deposits. - name: Analytics - name: Webhooks description: Subscriptions to receive signed event notifications. - name: Status description: Service availability. - name: Banking description: >- Real bank accounts: receive, hold and send money over international banking rails. - name: Cards description: >- Virtual and physical cards that spend Just-In-Time from the account's USDT balance, with per-card spending limits. - name: Security (OTP) description: >- One-time verification codes over SMS/WhatsApp/email protecting sensitive actions, plus self-service 2FA preferences. Applies to user sessions only — API keys are exempt. - name: Passkeys description: >- Passwordless sign-in with the device's biometrics (Face ID, Touch ID, Windows Hello, security keys) via WebAuthn, authenticator apps (TOTP) with backup codes, and session/device management. - name: Social login description: >- Passwordless sign up and sign in with Google, Apple, Microsoft and Facebook via token exchange. The front end obtains the provider credential; the API verifies it and issues the CBPay session. paths: /v1/payouts/qr/confirm: post: tags: - Payouts summary: Confirm a QR payout (Bolivia, Brazil) description: >- Step 2 of the QR payout (Bolivia and Brazil/PIX), charged exactly like a regular payout: the local amount converts at **your account's rate** and `usdt_amount + fixed fee` is debited. The result is **synchronous** — the response carries the final state (`completed`, or `failed` with an automatic refund). Requires an idempotency key like every money-moving operation. In Bolivia the scanned reference is single-use (one QR = one payment); in Brazil a **static PIX QR is reusable by design** — pay it again with a different key, and a failed attempt never burns the QR. `amount` is always required; in Brazil, if the PIX QR carries a fixed amount it must match exactly — a mismatch answers `422` with the payout in `status: failed` and the refund already applied (open-amount QRs pay whatever you send). operationId: payoutQrConfirm parameters: - $ref: '#/components/parameters/idempotencyKeyHeader' requestBody: required: true content: application/json: schema: type: object required: - provider_reference - amount properties: country: type: string enum: - BO - BR default: BO currency: type: string enum: - BOB - USD - BRL default: BOB provider_reference: type: string description: From the scan step. amount: type: string description: Local amount as a positive decimal string. description: type: string settlement_asset: type: string enum: - USDT - USDC - BTC - GOLD description: >- Virtual balance to debit for this operation. Omit to use your account's default settlement asset. idempotency_key: type: string example: provider_reference: QR-REF-889923 amount: '700.00' currency: BOB description: QR lunch payment idempotency_key: qr-2026-07-07-a responses: '200': description: Idempotency replay of an existing QR payout. content: application/json: schema: $ref: '#/components/schemas/Payout' example: payout_id: 8e2a1b0c-9d8e-7f60-5a4b-3c2d1e0f9a8b account_id: 9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d idempotency_key: qr-2026-07-07-a country: BO currency: BOB method: qr local_amount: '700.00' fx_rate: '6.91' usdt_amount: '101.302460' fee: '0.300000' total_debit: '101.602460' settlement_asset: USDT settlement_amount: '101.602460' settlement_rate: '1' beneficiary: qr_reference: QR-REF-889923 description: QR lunch payment status: completed status_code: '' status_message: '' created_at: '2026-07-07T12:00:00Z' updated_at: '2026-07-07T12:00:01Z' idempotency_hit: true '202': description: Final result (synchronous). content: application/json: schema: $ref: '#/components/schemas/Payout' example: payout_id: 8e2a1b0c-9d8e-7f60-5a4b-3c2d1e0f9a8b account_id: 9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d idempotency_key: qr-2026-07-07-a country: BO currency: BOB method: qr local_amount: '700.00' fx_rate: '6.91' usdt_amount: '101.302460' fee: '0.300000' total_debit: '101.602460' settlement_asset: USDT settlement_amount: '101.602460' settlement_rate: '1' beneficiary: qr_reference: QR-REF-889923 description: QR lunch payment status: completed status_code: '' status_message: '' created_at: '2026-07-07T12:00:00Z' updated_at: '2026-07-07T12:00:01Z' '400': description: invalid_request / idempotency_key_required / invalid_amount content: application/json: schema: $ref: '#/components/schemas/Error' example: error: invalid_request message: provider_reference (from the scan) is required '401': $ref: '#/components/responses/Unauthorized' '402': $ref: '#/components/responses/InsufficientFunds' '403': description: Account not active (account_blocked). content: application/json: schema: $ref: '#/components/schemas/Error' example: error: account_blocked message: account is not active '422': description: >- Rejected by the processor; the debit was refunded (payout with status failed). content: application/json: schema: $ref: '#/components/schemas/Payout' example: payout_id: 8e2a1b0c-9d8e-7f60-5a4b-3c2d1e0f9a8b account_id: 9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d idempotency_key: qr-2026-07-07-a country: BO currency: BOB method: qr local_amount: '700.00' fx_rate: '6.91' usdt_amount: '101.302460' fee: '0.300000' total_debit: '101.602460' settlement_asset: USDT settlement_amount: '101.602460' settlement_rate: '1' beneficiary: qr_reference: QR-REF-889923 description: QR lunch payment status: failed status_code: core_rejected status_message: QR already paid created_at: '2026-07-07T12:00:00Z' updated_at: '2026-07-07T12:00:01Z' components: parameters: idempotencyKeyHeader: name: Idempotency-Key in: header required: false description: Alternative to the `idempotency_key` body field. schema: type: string schemas: Payout: type: object properties: payout_id: type: string format: uuid account_id: type: string format: uuid idempotency_key: type: string country: type: string currency: type: string method: type: string local_amount: type: string fx_rate: type: string description: Your account's rate at execution time (local units per 1 USDT). usdt_amount: type: string fee: type: string total_debit: type: string settlement_asset: type: string enum: - USDT - USDC - BTC - GOLD description: Virtual balance the operation was actually debited from. settlement_amount: type: string description: >- Exact amount debited from the settlement asset's balance (in that asset's units). Equals `total_debit` when the asset is USDT. If the payout fails this exact amount is refunded — never re-quoted. settlement_rate: type: string description: >- Effective USD price per unit of the settlement asset used to convert the USDT total ("1" for USDT/USDC). beneficiary: type: object description: type: string status: type: string enum: - pending - processing - completed - failed status_code: type: string status_message: type: string created_at: type: string format: date-time updated_at: type: string format: date-time idempotency_hit: type: boolean description: Present (true) when the response is an idempotent replay. Error: type: object properties: error: type: string description: Machine-readable error code (snake_case). example: insufficient_funds message: type: string description: Human-readable explanation. responses: Unauthorized: description: Missing or invalid credential (`unauthorized`). content: application/json: schema: $ref: '#/components/schemas/Error' example: error: unauthorized message: invalid or missing credentials InsufficientFunds: description: Account balance is not enough for this operation (`insufficient_funds`). content: application/json: schema: $ref: '#/components/schemas/Error' example: error: insufficient_funds message: account balance is not enough for this operation securitySchemes: bearerAuth: type: http scheme: bearer description: | Session JWT (from register/login) or API key (`pk_...`). `X-API-Key: ` is accepted as an alternative header. ````