> ## Documentation Index > Fetch the complete documentation index at: https://docs.cbpayapp.com/llms.txt > Use this file to discover all available pages before exploring further. # Quote a checkout link before choosing (public) > Indicative quotes for a universal checkout link BEFORE materializing — the catalog of countries with live fiat methods (card excluded — see `cards`), the card options listed separately per country+currency in `cards[]` with the quoted due amount (a corridor may accept several charge currencies, e.g. BOB and USD), the due amount per crypto option (conversion cost included when the pay asset differs from the settlement asset), and the CBPay direct payment dues per enabled balance. Each country lists its corridors in `options[]` — one row per method+currency (a country may offer the same method in several currencies, e.g. QR in BOB and USD) with `collect: true` on pull methods that ask for the payer's data on the page (see `POST /pay/{token}/collect`). With `?country=XX` it also returns the quoted local amount per option for that country. Materializing freezes the definitive quote. No credentials; rate limited per IP. ## OpenAPI ````yaml /openapi.yaml get /pay/{token}/quote openapi: 3.1.0 info: title: CBPay API version: '1.89' description: | CBPay is a multi-currency payment platform: fiat payouts and collections across Latin America, internal transfers, on-chain funding and withdrawals, and KYC screening. Every account holds four independent virtual balances — USDT (the operating currency), USDC, BTC and GOLD (grams of fine gold) — that never mix or convert automatically. Payouts and service fees can be paid from any of the four balances: set a default with `PUT /v1/settlement` or override per payout with `settlement_asset`. All amounts are decimal strings in each currency's precision (6 decimals for USDT/USDC/GOLD, 8 for BTC). Errors always return `{"error": "", "message": ""}`. servers: - url: https://api.qbank.cl/platform description: Live (production, real money) - url: https://cryptobank.qbank.cl/platform description: Test (sandbox, simulated money — pk_test_ keys) security: - bearerAuth: [] tags: - name: Receipts description: >- Branded PDF receipt per operation, with a public signed-QR authenticity check, receipt_url on every response/webhook and automatic email delivery on final states. - name: Authentication description: Register and log in account members. Sessions last 24 hours. - name: Account description: Profile, members and API keys of the calling account. - name: Balances description: Balances, movement history and FX rates. - name: Payouts description: >- Fiat dispersals debited from the settlement balance of your choice (USDT by default). - name: Payins description: Fiat top-ups credited to the USDT balance. - name: Transfers - name: Contacts - name: Swaps description: >- Free internal transfers between CBPay accounts (person or company, any combination). - name: Crypto description: On-chain funding and withdrawals (TRON, Ethereum and Bitcoin). - name: Segregated wallets description: >- On-chain wallets with their own balance (companies unlimited; persons 1 per network+asset pair) — create, import, send, export the private key and auto-forward. The balance lives on-chain, never in the ledger. - name: QR Crypto POS description: >- Amount-bearing crypto QR charges for processors with physical POS terminals (company accounts): verified merchants, exclusive address + QR per charge, early payment detection, per-merchant reconciliation and refunds over the crypto withdrawal rail. - name: KYC / KYB - name: AML screening description: >- Identity verification: KYC for persons, KYB for companies, with AML screening, rescreening and continuous monitoring. - name: Wallet screening description: >- AML risk assessment of blockchain addresses (sanctions, illicit-fund exposure) with a per-scan fee, plus free automatic protection on withdrawals and deposits. - name: Analytics - name: Webhooks description: Subscriptions to receive signed event notifications. - name: Status description: Service availability. - name: Banking description: >- Real bank accounts: receive, hold and send money over international banking rails. - name: Cards description: >- Virtual and physical cards that spend Just-In-Time from the account's USDT balance, with per-card spending limits. - name: Security (OTP) description: >- One-time verification codes over SMS/WhatsApp/email protecting sensitive actions, plus self-service 2FA preferences. Applies to user sessions only — API keys are exempt. - name: Passkeys description: >- Passwordless sign-in with the device's biometrics (Face ID, Touch ID, Windows Hello, security keys) via WebAuthn, authenticator apps (TOTP) with backup codes, and session/device management. - name: Social login description: >- Passwordless sign up and sign in with Google, Apple, Microsoft and Facebook via token exchange. The front end obtains the provider credential; the API verifies it and issues the CBPay session. paths: /pay/{token}/quote: get: tags: - Payins summary: Quote a checkout link before choosing (public) description: >- Indicative quotes for a universal checkout link BEFORE materializing — the catalog of countries with live fiat methods (card excluded — see `cards`), the card options listed separately per country+currency in `cards[]` with the quoted due amount (a corridor may accept several charge currencies, e.g. BOB and USD), the due amount per crypto option (conversion cost included when the pay asset differs from the settlement asset), and the CBPay direct payment dues per enabled balance. Each country lists its corridors in `options[]` — one row per method+currency (a country may offer the same method in several currencies, e.g. QR in BOB and USD) with `collect: true` on pull methods that ask for the payer's data on the page (see `POST /pay/{token}/collect`). With `?country=XX` it also returns the quoted local amount per option for that country. Materializing freezes the definitive quote. No credentials; rate limited per IP. operationId: checkoutQuote parameters: - name: token in: path required: true schema: type: string description: Opaque checkout token embedded in the `checkout_url`. - name: country in: query required: false schema: type: string description: Optional ISO-3166 alpha-2 country to quote the local amount for. responses: '200': description: Indicative quotes for the link. content: application/json: example: status: pending settlement_asset: USDT asset_amount: '50' countries: - country: BO currency: BOB methods: - qr options: - method: qr currency: BOB - method: qr currency: USD - country: VE currency: VES methods: [] options: - method: c2p currency: VES collect: true - method: debito_inmediato currency: VES collect: true - country: CL currency: CLP methods: - bank_transfer - fintoc options: - method: bank_transfer currency: CLP - method: fintoc currency: CLP cards: - country: BO currency: BOB local_amount: '543.30' - country: BO currency: USD local_amount: '50.75' crypto: - method: crypto:tron:usdt chain: tron asset: USDT due: '50.000000' - method: crypto:btc:btc chain: btc asset: BTC due: '0.00046120' quote_ttl_seconds: 900 cbpay: alias: tayl.code dues: USDT: '50.000000' USDC: '50.100200' BTC: '0.00046120' GOLD: '0.462100' country_quote: country: BO currency: BOB methods: - qr local_amount: '543.30' options: - method: qr currency: BOB local_amount: '543.30' - method: qr currency: USD local_amount: '50.75' '404': description: Invalid token or unknown payment link. content: application/json: example: error: not_found message: payment link not found '422': description: The requested country has no payment methods available. content: application/json: example: error: country_unavailable message: no payment methods are available for that country '429': description: Too many requests from this IP. content: application/json: example: error: too_many_attempts message: too many requests; wait a moment and retry '503': description: Pricing temporarily unavailable. content: application/json: example: error: pricing_unavailable message: pricing is temporarily unavailable; retry in a moment security: [] components: securitySchemes: bearerAuth: type: http scheme: bearer description: | Session JWT (from register/login) or API key (`pk_...`). `X-API-Key: ` is accepted as an alternative header. ````