> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cbpayapp.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Cancel a card

> Cancels the card permanently (irreversible). Bills the `card_cancellation` fee when configured (0 = free); refunded if the cancellation fails upstream.



## OpenAPI

````yaml /openapi.yaml post /v1/cards/{cardID}/cancel
openapi: 3.1.0
info:
  title: CBPay API
  version: '1.89'
  description: |
    CBPay is a multi-currency payment platform: fiat payouts and collections
    across Latin America, internal transfers, on-chain funding and
    withdrawals, and KYC screening. Every account holds four independent
    virtual balances — USDT (the operating currency), USDC, BTC and GOLD
    (grams of fine gold) — that never mix or convert automatically.
    Payouts and service fees can be paid from any of the four balances:
    set a default with `PUT /v1/settlement` or override per payout with
    `settlement_asset`.

    All amounts are decimal strings in each currency's precision (6 decimals
    for USDT/USDC/GOLD, 8 for BTC). Errors always return
    `{"error": "<code>", "message": "<detail>"}`.
servers:
  - url: https://api.qbank.cl/platform
    description: Live (production, real money)
  - url: https://cryptobank.qbank.cl/platform
    description: Test (sandbox, simulated money — pk_test_ keys)
security:
  - bearerAuth: []
tags:
  - name: Receipts
    description: >-
      Branded PDF receipt per operation, with a public signed-QR authenticity
      check, receipt_url on every response/webhook and automatic email delivery
      on final states.
  - name: Authentication
    description: Register and log in account members. Sessions last 24 hours.
  - name: Account
    description: Profile, members and API keys of the calling account.
  - name: Balances
    description: Balances, movement history and FX rates.
  - name: Payouts
    description: >-
      Fiat dispersals debited from the settlement balance of your choice (USDT
      by default).
  - name: Payins
    description: Fiat top-ups credited to the USDT balance.
  - name: Transfers
  - name: Contacts
  - name: Swaps
    description: >-
      Free internal transfers between CBPay accounts (person or company, any
      combination).
  - name: Crypto
    description: On-chain funding and withdrawals (TRON, Ethereum and Bitcoin).
  - name: Segregated wallets
    description: >-
      On-chain wallets with their own balance (companies unlimited; persons 1
      per network+asset pair) — create, import, send, export the private key and
      auto-forward. The balance lives on-chain, never in the ledger.
  - name: QR Crypto POS
    description: >-
      Amount-bearing crypto QR charges for processors with physical POS
      terminals (company accounts): verified merchants, exclusive address + QR
      per charge, early payment detection, per-merchant reconciliation and
      refunds over the crypto withdrawal rail.
  - name: KYC / KYB
  - name: AML screening
    description: >-
      Identity verification: KYC for persons, KYB for companies, with AML
      screening, rescreening and continuous monitoring.
  - name: Wallet screening
    description: >-
      AML risk assessment of blockchain addresses (sanctions, illicit-fund
      exposure) with a per-scan fee, plus free automatic protection on
      withdrawals and deposits.
  - name: Analytics
  - name: Webhooks
    description: Subscriptions to receive signed event notifications.
  - name: Status
    description: Service availability.
  - name: Banking
    description: >-
      Real bank accounts: receive, hold and send money over international
      banking rails.
  - name: Cards
    description: >-
      Virtual and physical cards that spend Just-In-Time from the account's USDT
      balance, with per-card spending limits.
  - name: Security (OTP)
    description: >-
      One-time verification codes over SMS/WhatsApp/email protecting sensitive
      actions, plus self-service 2FA preferences. Applies to user sessions only
      — API keys are exempt.
  - name: Passkeys
    description: >-
      Passwordless sign-in with the device's biometrics (Face ID, Touch ID,
      Windows Hello, security keys) via WebAuthn, authenticator apps (TOTP) with
      backup codes, and session/device management.
  - name: Social login
    description: >-
      Passwordless sign up and sign in with Google, Apple, Microsoft and
      Facebook via token exchange. The front end obtains the provider
      credential; the API verifies it and issues the CBPay session.
paths:
  /v1/cards/{cardID}/cancel:
    post:
      tags:
        - Cards
      summary: Cancel a card
      description: >-
        Cancels the card permanently (irreversible). Bills the
        `card_cancellation` fee when configured (0 = free); refunded if the
        cancellation fails upstream.
      operationId: cancelCard
      parameters:
        - $ref: '#/components/parameters/cardID'
      responses:
        '200':
          description: Cancelled card.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardObject'
              example:
                card_id: 3c2b1a09-8d7e-6f5a-4b3c-2d1e0f9a8b7c
                account_id: 9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d
                physical: false
                cardholder_kind: account
                status: cancelled
                limits: {}
                created_at: '2026-07-08T12:00:00Z'
                updated_at: '2026-07-09T10:00:00Z'
                cancellation_fee: '1.000000'
        '402':
          description: Balance cannot cover the cancellation fee (insufficient_funds).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              example:
                error: insufficient_funds
                message: account balance is not enough for this operation
        '404':
          $ref: '#/components/responses/NotFound'
components:
  parameters:
    cardID:
      name: cardID
      in: path
      required: true
      schema:
        type: string
  schemas:
    CardObject:
      type: object
      properties:
        card_id:
          type: string
        account_id:
          type: string
        physical:
          type: boolean
        cardholder_kind:
          type: string
          enum:
            - account
            - person
        cardholder_name:
          type: string
        status:
          type: string
          enum:
            - pending_activation
            - active
            - frozen
            - cancelled
        spending_asset:
          type: string
          enum:
            - USDT
            - USDC
            - BTC
            - GOLD
          description: >-
            Balance the card's purchases spend from. USDT/USDC 1:1 with the USD;
            BTC/GOLD converted at the price of the moment of each event. USDT by
            default. Changing it only affects future purchases.
        limits:
          type: object
          description: >-
            Spending limits, always measured in USD regardless of the spending
            asset.
          properties:
            per_transaction:
              type: string
            daily:
              type: string
            monthly:
              type: string
        creation_fee:
          type: string
        cancellation_fee:
          type: string
        created_at:
          type: string
          format: date-time
        updated_at:
          type: string
          format: date-time
    Error:
      type: object
      properties:
        error:
          type: string
          description: Machine-readable error code (snake_case).
          example: insufficient_funds
        message:
          type: string
          description: Human-readable explanation.
  responses:
    NotFound:
      description: Resource not found (`not_found`).
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
          example:
            error: not_found
            message: resource not found
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: |
        Session JWT (from register/login) or API key (`pk_...`).
        `X-API-Key: <token>` is accepted as an alternative header.

````