> ## Documentation Index > Fetch the complete documentation index at: https://docs.cbpayapp.com/llms.txt > Use this file to discover all available pages before exploring further. # Account statement (JSON, PDF or Excel) > Consolidates every movement of the period — payouts, payins, crypto deposits and withdrawals, internal transfers and service charges — into one auditable statement with an exact reconciliation: opening_balance + total_in − total_out = closing_balance, verified against the ledger (`balanced`). The summary and movements cover the USDT operating balance; every other virtual balance (USDC, BTC, GOLD) with activity reconciles independently inside `assets`. Request `format=pdf` or `format=xlsx` to download the CBPay-branded file (Content-Disposition: attachment). ## OpenAPI ````yaml /openapi.yaml get /v1/reports/statement openapi: 3.1.0 info: title: CBPay API version: '1.89' description: | CBPay is a multi-currency payment platform: fiat payouts and collections across Latin America, internal transfers, on-chain funding and withdrawals, and KYC screening. Every account holds four independent virtual balances — USDT (the operating currency), USDC, BTC and GOLD (grams of fine gold) — that never mix or convert automatically. Payouts and service fees can be paid from any of the four balances: set a default with `PUT /v1/settlement` or override per payout with `settlement_asset`. All amounts are decimal strings in each currency's precision (6 decimals for USDT/USDC/GOLD, 8 for BTC). Errors always return `{"error": "", "message": ""}`. servers: - url: https://api.qbank.cl/platform description: Live (production, real money) - url: https://cryptobank.qbank.cl/platform description: Test (sandbox, simulated money — pk_test_ keys) security: - bearerAuth: [] tags: - name: Receipts description: >- Branded PDF receipt per operation, with a public signed-QR authenticity check, receipt_url on every response/webhook and automatic email delivery on final states. - name: Authentication description: Register and log in account members. Sessions last 24 hours. - name: Account description: Profile, members and API keys of the calling account. - name: Balances description: Balances, movement history and FX rates. - name: Payouts description: >- Fiat dispersals debited from the settlement balance of your choice (USDT by default). - name: Payins description: Fiat top-ups credited to the USDT balance. - name: Transfers - name: Contacts - name: Swaps description: >- Free internal transfers between CBPay accounts (person or company, any combination). - name: Crypto description: On-chain funding and withdrawals (TRON, Ethereum and Bitcoin). - name: Segregated wallets description: >- On-chain wallets with their own balance (companies unlimited; persons 1 per network+asset pair) — create, import, send, export the private key and auto-forward. The balance lives on-chain, never in the ledger. - name: QR Crypto POS description: >- Amount-bearing crypto QR charges for processors with physical POS terminals (company accounts): verified merchants, exclusive address + QR per charge, early payment detection, per-merchant reconciliation and refunds over the crypto withdrawal rail. - name: KYC / KYB - name: AML screening description: >- Identity verification: KYC for persons, KYB for companies, with AML screening, rescreening and continuous monitoring. - name: Wallet screening description: >- AML risk assessment of blockchain addresses (sanctions, illicit-fund exposure) with a per-scan fee, plus free automatic protection on withdrawals and deposits. - name: Analytics - name: Webhooks description: Subscriptions to receive signed event notifications. - name: Status description: Service availability. - name: Banking description: >- Real bank accounts: receive, hold and send money over international banking rails. - name: Cards description: >- Virtual and physical cards that spend Just-In-Time from the account's USDT balance, with per-card spending limits. - name: Security (OTP) description: >- One-time verification codes over SMS/WhatsApp/email protecting sensitive actions, plus self-service 2FA preferences. Applies to user sessions only — API keys are exempt. - name: Passkeys description: >- Passwordless sign-in with the device's biometrics (Face ID, Touch ID, Windows Hello, security keys) via WebAuthn, authenticator apps (TOTP) with backup codes, and session/device management. - name: Social login description: >- Passwordless sign up and sign in with Google, Apple, Microsoft and Facebook via token exchange. The front end obtains the provider credential; the API verifies it and issues the CBPay session. paths: /v1/reports/statement: get: tags: - Balances summary: Account statement (JSON, PDF or Excel) description: >- Consolidates every movement of the period — payouts, payins, crypto deposits and withdrawals, internal transfers and service charges — into one auditable statement with an exact reconciliation: opening_balance + total_in − total_out = closing_balance, verified against the ledger (`balanced`). The summary and movements cover the USDT operating balance; every other virtual balance (USDC, BTC, GOLD) with activity reconciles independently inside `assets`. Request `format=pdf` or `format=xlsx` to download the CBPay-branded file (Content-Disposition: attachment). operationId: getAccountStatement parameters: - name: from in: query required: true schema: type: string format: date description: Start date (YYYY-MM-DD, UTC, inclusive). - name: to in: query required: true schema: type: string format: date description: 'End date (YYYY-MM-DD, UTC, inclusive). Max range: 400 days.' - name: format in: query schema: type: string enum: - json - pdf - xlsx default: json description: json for the web view; pdf/xlsx download the branded file. - name: lang in: query schema: type: string enum: - es - en default: es description: Language of the PDF/Excel output. responses: '200': description: The statement (JSON) or the file bytes (pdf/xlsx). content: application/json: schema: type: object additionalProperties: true example: account: account_id: 9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d display_name: Example Company SpA email: ops@example.com type: company period: from: '2026-01-01' to: '2026-07-07' timezone: UTC generated_at: '2026-07-07T15:00:00Z' summary: opening_balance: '0.000000' total_in: '985633.540000' total_out: '38099.870000' net_change: '947533.670000' closing_balance: '947533.670000' balanced: true counts: payouts: 51 payins: 12 crypto_deposits: 18 crypto_withdrawals: 3 transfers: 4 service_charges: 2 movements: 771 fees_by_service: payout: '15.300000' funding: '897.550000' total_fees: '912.850000' assets: - asset: GOLD opening_balance: '0.000000' total_in: '12.500000' total_out: '2.000000' net_change: '10.500000' closing_balance: '10.500000' balanced: true movements: - created_at: '2026-07-09T10:00:00Z' type: adjustment reference: adjustment gold-load-1 amount: '12.500000' balance_after: '12.500000' breakdown: by_product: - product: payouts count: 51 usdt_in: '0.000000' usdt_out: '38099.870000' fees: '15.300000' by_country: - flow: payouts country: BO currency: BOB count: 14 local_amount: '28748.58' usdt_amount: '2902.210000' by_currency: - currency: BOB payout_local: '28748.58' payin_local: '700.00' by_month: - month: 2026-01 usdt_in: '985633.540000' usdt_out: '35100.000000' payouts: - created_at: '2026-03-19T22:57:00Z' payout_id: 0d4f2a10-1b2c-3d4e-5f60-718293a4b5c6 idempotency_key: bo-90 country: BO currency: BOB method: bank_transfer beneficiary: Juan Quispe detail: '1234567890' local_amount: '90.00' fx_rate: '6.91' usdt_amount: '13.024600' fee: '0.300000' fee_percent: '0.200000' fee_fixed: '0.100000' total_debit: '13.324600' status: completed payins: [] crypto_deposits: [] crypto_withdrawals: [] transfers: [] card_transactions: - created_at: '2026-03-20T10:12:00Z' transaction_id: 5f6a7b8c-9d0e-1f2a-3b4c-5d6e7f8a9b0c card_id: c0de0791-0000-0000-0000-000000000003 kind: purchase merchant: AMAZON.COM amount_usd: '25.00' spend_asset: USDT spend_amount: '25.000000' status: settled swaps: - created_at: '2026-03-21T09:00:00Z' swap_id: 1a2b3c4d-5e6f-7a8b-9c0d-1e2f3a4b5c6d from_asset: USDT to_asset: BTC from_amount: '10.000000' to_amount: '0.00015433' rate: '0.00001543' status: completed banking_operations: - created_at: '2026-03-22T14:30:00Z' operation_id: 2b3c4d5e-6f7a-8b9c-0d1e-2f3a4b5c6d7e direction: out type: wire currency: USD amount: '150.00' counterparty: Acme Inc status: completed service_charges: - created_at: '2026-03-23T08:00:00Z' type: banking_fee service: banking_customer fee_model: fixed reference: cust-001 amount: '-0.500000' balance_after: '139.100000' movements: - created_at: '2026-03-19T22:57:00Z' type: payout_debit reference: payout 0d4f2a10-1b2c-3d4e-5f60-718293a4b5c6 amount: '-13.324600' balance_after: '139.600000' '400': description: invalid_range / invalid_format. content: application/json: schema: $ref: '#/components/schemas/Error' example: error: invalid_range message: from and to are required (YYYY-MM-DD) '401': $ref: '#/components/responses/Unauthorized' components: schemas: Error: type: object properties: error: type: string description: Machine-readable error code (snake_case). example: insufficient_funds message: type: string description: Human-readable explanation. responses: Unauthorized: description: Missing or invalid credential (`unauthorized`). content: application/json: schema: $ref: '#/components/schemas/Error' example: error: unauthorized message: invalid or missing credentials securitySchemes: bearerAuth: type: http scheme: bearer description: | Session JWT (from register/login) or API key (`pk_...`). `X-API-Key: ` is accepted as an alternative header. ````